From few past years, many individuals have been targeted by hackers. They hack their bank account details, credit and debit cards details and misuse them. Bank account frauds are becoming more with the growing use of internet and related technology. Due to less monitoring and less restrictions, online banks internet transmission of data is getting much easier to gain access legally.
There are many ways to protect your bank accounts from unauthorized access. They are:
- Never share your bank account details like passwords with your friends, neighbors or any person who is not a member of your family. Your password must be kept top secret and change them often.
- Never respond to the emails that request your personal details and bank details.
- Make sure that you don’t provide personal information over the bank calls, although if it appears to be legitimate.
- Don’t choose an easy ATM code, so that it becomes easy to guess code for your ATM card. Choose your ATM code number carefully.
- Don’t just throw away the deposit forms, old bank statements, cancelled checks, etc. after filling the details of your account, as it contains the bank account number, name and address.
In case of online banking accounts:
- Never use cyber cafes or internet centers to access your online accounts. You must not do online banking in public place.
- Secure your login information in a separate document at your home. You may forget your password or user name so, as a legitimate account holder it is your responsibility to keep your information secure.
- Use complex typical symbols, numbers and upper and lowercase letters for account login data (passwords and user names).
- Be careful with emails and spams.
- Don’t store credit card, debit card and ATM card, bank account details and other financial information on your cell phone.
By following all the above tips, you can be sure of protecting your bank details.